• ​Medicare offers prescription drug coverage to everyone with Medicare. If you decide not to join a Medicare Prescription Drug Plan (Part D) when you're first eligible, or if you decide not to join a Medicare Advantage Plan (Part C) (like an HMO or PPO) or other Medicare health plan that offers Medicare prescription drug coverage, you'll likely pay a late enrollment penalty unless you have other creditable prescription drug coverage, or you get Extra Help.
  • You can apply for Extra Help on the Social Security website.

    To get Medicare drug coverage, you must join a plan run by an insurance company or other private company approved by Medicare. Each plan can vary in cost and drugs covered.


  • Medicare Prescription Drug Plans (Part D). These plans (sometimes refered as "PDPs") add drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private Fee-for-Service (PFFS) Plans, and Medicare Medical Savings Account (MSA) Plans.


  • Medicare Advantage Plan (Part C) (like an HMO or PPO) or other Medicare health plans that offer Medicare prescription drug coverage. You get all of your Medicare Part A (Hospital Insurance)and Medicare Part B (Medical Insurance) coverage, and prescription drug coverage (Part D), through these plans. Medicare Advantage Plans with prescription drug coverage are sometimes called “MA-PDs.” You must have Part A and Part B to join a Medicare Advantage Plan.
Medicare Discount Drug Plan
medicare part D plans

​How To Get Part D Drug Coverage:

What Part D Covers:

    MEDICARE COMPARE        AGENCY

6501 NORTH W. STREET

PENSACOLA,FLORIDA 32505

OFFICE: 850-202-8888

Agent: TIM LAPLANT

Cell: 850-503-3226

OUR LOCATION

6501 North W Street

Pensacola, Florida 32505


Office Hours:

Monday 9:00am-4:00pm

Tuesday 9:00am-4:00pm

Wednesday 9:00am-4:00pm

Thursday 9:00am-4:00pm

Friday 9:00am-4:00pm

6501 North W Street

Pensacola, Florida 32505​

​Senior Agent: TIMOTHY LAPLANT 

​Agency Office: 850-503-3226

                            

​


Medicare Compare Agency Pensacola, Pensacola Medicare Supplements

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This is a solicitation for insurance.

Medicare Part D, also called the Medicare prescription drug benefit, is a United States federal-government program to subsidize the costs of prescription drugs and prescription drug insurance premiums for Medicare beneficiaries.

  • Each Medicare Prescription Drug Plan has its own list of covered drugs (called a formulary). Many Medicare drug plans place drugs into different "tiers" on their formularies. Drugs in each tier have a different cost.


  • A drug in a lower tier will generally cost you less than a drug in a higher tier. In some cases, if your drug is on a higher tier and your prescriber thinks you need that drug instead of a similar drug on a lower tier, you or your prescriber can ask your plan for an exception to get a lower copayment.


  • A Medicare drug plan can make some changes to its formulary during the year within guidelines set by Medicare. If the change involves a drug you’re currently taking, your plan must do one of these:


  • Provide written notice to you at least 60 days prior to the date the change becomes effective.​
  • At the time you request a refill, provide written notice of the change and a 60-day supply of the drug under the same plan rules as before the change.